Terms and Conditions of Use

Please read these Terms and Conditions carefully before engaging with Noveluxara’s consultation services or accessing information on this website. Accessing or using the site constitutes acceptance of the terms provided below.

Last updated December 13, 2025

Acceptance of Terms

By visiting noveluxara.com or requesting a consultation, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, you should not use our services or this website.

Key Definitions

Certain terms are used throughout these Terms and Conditions. Please review the definitions below for clarity.

Consultation means an information session delivered by Noveluxara focused on reviewing financial instruments and market scenarios.

Recommendations refer to impartial suggestions or insights based on analysis, not direct offers to sell or promote particular financial products.

Client means an individual or entity who contacts Noveluxara for analytical market review or financial evaluation services.

Content means any assessment, report, data, or resources provided by Noveluxara via website or direct engagement.

Service Usage Guidelines

Our services are intended solely for information, analysis, and guidance. You are solely responsible for decisions you make based on our recommendations.

Eligibility

Services are intended for users aged 18 and above and for use only in Australia. You must provide accurate contact information and not impersonate any other party.

18+ only; Australia residents.

Your Responsibilities

By using our service, you agree to uphold the following responsibilities.

Provide information that is true, accurate, and current.
Use consultations solely as general informational guidance.
Not misuse, misrepresent, or misinterpret any recommendations given.
Respect the rights, property, and confidentiality of all parties involved.

Prohibited Uses

You must not use Noveluxara’s services for any unlawful, prohibited, or misleading purposes.

Do not provide false or misleading personal details.
Do not use site content for unauthorised commercial gain or distribution.
Do not attempt to breach site security or access restricted areas.
Do not use information for investment or trading advice.
Do not impersonate or misuse the identity of others.

Intellectual Property Rights

All content, documentation, analytical reports, and materials on noveluxara.com are the property of Noveluxara or its licensors. You may not copy, alter, republish, or distribute content without explicit permission.

User-Submitted Content

Information you submit must not violate third-party rights. By submitting data, you grant us the right to use it strictly for service delivery purposes.

Your Content Rights

You retain rights to your submitted data and may request deletion or updates as specified in our Privacy Policy.

Privacy and Security Commitment

We are committed to protecting user privacy and manage your data in accordance with our published Privacy Policy. All security protocols are routinely maintained and reviewed to ensure critical data protection.

See our Privacy Policy

Service Disclaimer

All recommendations are provided as general guidance.

Important Disclaimer

Our analytical reviews do not constitute personalised investment advice or offers to buy or sell any product. Results may vary.

Limits of Liability

Noveluxara is not liable for any losses, direct or indirect, resulting from decisions made based on our analytical reviews or market assessments.

Indemnification

Clients agree to indemnify and hold Noveluxara harmless from claims, losses, or expenses arising from misuse or misrepresentation of our guidance.

Resolving Disputes and Complaints

Any disputes regarding service use or terms will be handled as outlined below.

Arbitration

Disputes may be resolved via binding arbitration in Australia, unless otherwise required by applicable law.

Arbitration replaces court proceedings except as allowed by law.

Online Dispute Resolution (ODR)

Users may seek resolution via official national or online ODR platforms for consumer disputes related to our services.

ODR details and resources

Severability

If any part of these Terms is found to be invalid, the rest remains in effect.

Entire Agreement

These Terms and any referenced policies represent the entire agreement between you and Noveluxara with respect to services provided.

Governing Law and Jurisdiction

These terms are governed by the laws of Australia. All disputes must be brought in Australian jurisdiction.

Termination

We reserve the right to suspend or terminate access for violations of these Terms and Conditions at any time, with or without notice.

Changes

We may update these Terms and Conditions periodically. Continued use of the site or services indicates acceptance of all such changes.

Contacting Noveluxara

You may direct all questions or concerns to our administrative team.

Contact Email: content@noveluxara.com

Contact Phone: +61 2 6668 6623

Office Address: 125 Stirling Street, Perth, WA 6000 Australia

Effective Date: December 13, 2025

Version: 2.0